Month: November 2018

The Best Guide: How ToSave Money On Holiday Shopping

Check out luxtime on how you can save money on shopping for your holidays.

Make a list

Before you begin your holiday shopping, make a list of things that you would like to buy. The more planned you are the less you will end up wasting your money. So make a list of all the things that you need for your holiday and plan well before completing the purchase.

Track the prices online

Instead of shopping offline look at the online websites to shop from. There are discounts and cash back from time to time that can let you save money on your purchases. You need to be able to get the lowest price so you need to track the product for long.

Start early

You will be able to get the best deals on your purchases when you start your shopping early. If you wait until the last minute then you will need paying extra for your purchases. Instead start the shopping early and save on your purchases.

Use comparison websites

If you are looking to buy a product then make sure that you search the product on the comparison websites. This will let you find out the best price that you can get for the product. Make sure to check the price and also check if the website is genuine. Check its return policy and then buy from the website.

Add the item to your cart and wait

Do not shop immediately after adding an item to your cart. Leave it in the cart and wait for some time. You will see that the website will start giving you coupons and deals to complete your purchase.

Keep a track of the prices

It is important that you track the prices for long and keep checking the trend of the prices. This will give you a rough idea about the price trend of the product.…

Top Strategies to Save Money When You Have Children

Having children is wonderful but the same cannot be said about what they do to the family budget. One must resort to several money-saving strategies to make the ends meet and raise a happy healthy household. Here are few tips to get you started.

  1. Buy second-hand clothes and there is no shame to it. At the rate the kids are growing these days, buying new clothes every few months will cost you a fortune. There are several good second-hand shops with clothes that appear as good as new. You can also take hand downs from family and friends.
  2. Avoid childcare. You will be surprised at the amount you can save when you skip childcare, enough to fund one kid’s college tuition. If skipping work and staying home is not an option look for help from family and friends; seek their help to watch over the kids while you work. You can team up with a friend and take turns watching over the kids.
  3. Plan your meals. It is very easy to go overboard on grocery shopping but with each meal planned the chances of you overstocking are limited. Cut down on eating out, this not only saves costs but also is healthier and safer for your family.
  4. Choose extracurricular activities with care. While it is natural that you want your child to achieve all the skills under the sun, it is practically impossible to enroll them in all enrichment classes. Hence, choose only those classes which will benefit them or in which they have interest.
  5. Go slow on toys. Encourage your children to not stock too many toys. Every time a new toy comes the old must go. Having a garage sale of used toys is a good way of making some extra money too.

For more matters related to kids check out

The Best Strategies to Set the Right Salary for Your Employees

When you own a business and have a number of employees working under you, it can be a daunting task to come up with the right pay structure for them. You can never be too sure if you are paying them enough or too much for the work they do. A position will have different importance in different companies, hence varied pays.

Just like how you can get information on leaves from, you can get information about salaries too.

If you are trying to fix the right salary for your employees, here are some strategies to help you out:

Work Load

Take into account the workload you are to give your employee. This should not be just what they do on a daily basis. Many roles require people to step up and do a little more from time to time. Unless the employee is invested in the role, they will not do it. Hence this should also be factored in and a pay scale should be arrived at accordingly.

Time Spent

Determine the time required to be spent on a daily basis for the role you are offering. Enquire around to see what similar-sized companies in the same field are paying for so many hours of similar work. This will give you a fair idea about your competition. Studying your competition is important here, because tomorrow if your employee is going to quit or compare, they are going to do so with your competitors only.

Minimum Pay

There are laws for minimum pay per person. Different types of work have different limitations. Ensure you meet these criteria, else you will get into trouble with the law, which can eventually cost you much more than what you might be saving by cutting corners. It is not always enough to just meet the minimum requirement. If you want more from the employee, you need to offer more. there is a direct correlation between what you pay and how they perform…